Private / Charter Schools (Enhanced)

• Availability

  For Florida, please note that there is a separate Request for Proposal application.
  This program is not available in New York or Delaware.

  Eligibility

  The following groups are eligible for coverage under this program.

  • Private schools
  • Charter schools

  Who is Covered?

  All registered students or enrollees of the Policyholder will be covered.

  When Are They Covered?

  Students are covered:

  • while participating in school activities sponsored and supervised by the Policyholder, and
  • while traveling with a group in connection with such activities or while traveling directly between school and home.

  For more information about terms, conditions, limitations and exclusions please review the Blanket Lines Description of Coverages document.

   

  General Information

  The school pays one premium that covers all students while they are on school grounds, including lunch and recess periods and while traveling on group field trips sponsored by the school. New students are covered at no extra charge until the policy renewal date.
  If a covered injury occurs, Student Accident Insurance:

  • provides coverage in excess of what the family's primary medical plan pays;
  • carries no deductible; and
  • provides both Accident Medical Expense coverage as well as Accidental Death and Dismemberment coverage.

  By providing this important excess coverage for all students, your school demonstrates its commitment to your students' safety as well as their academic progress. It assures parents in your care, and it may help cover gaps in your other insurance coverage.

  Standard Plans - see brochure for more details

  Plan 1 –

  $10,000 Accidental Death & Dismemberment Benefit

  $25,000 Accident Medical Expense Benefit (Excess)

  $0 Deductible

   

  Plan 2 –

  $15,000 Accidental Death & Dismemberment Benefit

  $50,000 Accident Medical Expense Benefit (Excess)

  $0 Deductible

   

  Premiums

  The minimum premium for the Private and Charter Schools program is $310. The minimum premium is non-refundable in the event the policy is canceled after the effective date.

The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including issuing companies Hartford Life Insurance Company and Hartford Life and Accident Insurance Company.  Policies sold in New York are underwritten by Hartford Life Insurance Company. Home Office of both companies is Simsbury, CT.  All benefits are subject to the terms and conditions of the policy. Policies underwritten by the issuing companies listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.  This website explains the general purpose of the insurance described, but in no way changes or affects the policy as actually issued.  In the event of a discrepancy between this brochure and the policy, the terms of the policy apply.  Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy as issued to the policyholder.  Benefits are subject to state availability.